Interested in Fort Collins Foreclosures and Fort Collins Short Sales? Don’t hesitate to contact us…
ROB & THE KITTLE TEAM OFFICE
2580 E. Harmony Road Ste 201
Fort Collins, CO 80528
Website: www.robkittle.com
Email: thekittleteam@gmail.com
Phone: 970-690-4920
“We Specialize. You Benefit!” – The Kittle Team
Business is constantly changing and adapting. In today’s business environment clients need additional services and information to continue making intelligent decisions. The Kittle Team was developed to meet these needs.
Our team is comprised of Buyer Specialists, Listing Specialists, Transaction Coordinators and Licensed Assistants; all the best in their fields. We have seen many professions move into the realm of specialization to leverage their business and increase efficiency to their clients. Doctors, attorneys, accountants and even automobile mechanics take advantage of these ideas. The old way of doing business no longer serves the customers interests in the real estate industry! That is why we utilize the Team Concept in our business!
Fort Collins CO – It is not a lot of fun to write a hardship letter. In fact, it can be depressing. Many people may not know how bad their lives have become until they reach a point of writing a hardship letter.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Sometimes seeing all those awful things in writing is startling and some people start crying. However, do not turn and start talking about how your life will improve.
Do “NOT” share your hopes and dreams for the future with the bank. It’s none of the bank’s business.
If there is hope on the horizon, if there is a chance for recovery and for you to become whole again, then the bank will not hesitate to grab a knife and plunge it into your heart.
If your bank senses anything that shows that you might have the financial means at some point in the future to repay part of that debt, then the bank will jump on it like hot fudge on a sundae.
The bank doesn’t care about you or protecting your precious credit rating. So do everything you can to clue them into the harsh reality of your situation. Let them know that you have thought of bankruptcy.
Most people think of bankruptcy for just a second and then try to shove the thought into the back of their head. But, let your bank know that you have thought about bankruptcy.
After all there is nothing that scares them more than bankruptcy. They know it allows you to walk away from your debt. It also makes them much more willing to negotiate with you. If you are on the brink of bankruptcy, then you’ve got a story the bank can listen to.
Do not be afraid to be truthful and tell that story. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sales: Don’t Be Afraid To Tell The Truth In Your Hardship Letter is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins CO – When I interview sellers who want to short sale in my area, I ask them to describe their hardship.
Agents who do a lot of short sales can sometimes become a little insensitive because we are focused on the statistics. For instance, when a seller says she is getting divorced, it’s possible that I may not show a lot of emotion.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Then I realize how that comes across, which is not at all in the way I intended it. Trying to do a short sale or loan mod because of relationship difficulties is acceptable to most bank guidelines.
It’s not good news that the you and your spouse are splitting up. But, it is important for your lender to know. In your hardship letter, you want to explain 3 things:
1. How you got into your present situation – If for example you have missed mortgage payments state what caused this to happen. Was it due to job loss? Medical or some kind of family emergency? You need to be sure that the dates of the missed payments correspond to the circumstance that caused you to not make your mortgage payments. Use dates to references the times in which hardships happened to you.
2. What you have done to try to get out this situation – state the activities that you have undertaken to try and change your current situation.
3. Why this situation is permanent and nothing you can do will change it.
Try to incorporate those three things into your hardship letter. It will make your situation look more sympathetic. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sales: The Basics Behind a Hardship Letter is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins CO – Many people think a hardship is mainly based on financial matters and that is not necessarily the case.
Anything that makes it difficult for you to keep on making a mortgage payment might qualify to be a hardship.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
One thing that the bank doesn’t want to see is a homeowner who seems to be looking for a way out simply because the home is not worth the amount the owner paid for it.
Being upside-down is one of the qualifications for a short sale but a bank may not grant a short sale solely on that basis.
If your life looks unchanged since you took the loan, the bank might say you can afford to stay in your home at your present payment level. If your situation has changed, here are some examples that may qualify for a hardship:
1. Unemployment.
2. Reduced income. Furloughs, a new job, a partner’s loss of a job, or a pay cut are examples.
3. Illness or medical emergency.
4. A Job transfer. (voluntary or involuntary)
5. Divorce, separation or marital difficulties.
6. Exotic mortgage terms (an adjustable-rate loan that adjusts and you cannot afford the new payment.)
7. Military service.
8. Death in the family.
9. Incarceration.
10. Increased expenses and excessive debt.
11. Unexpected repairs or home maintenance.
I can help you put together a good hardship letter that will help you qualify for a short sale. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on What Constitutes A Hardship On A Fort Collins Short Sale? is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins, Colorado – Fort Collins is blessed with beautiful trails for Hiking, Biking and Jogging. Activities on the trails lasts all year long and during winter season trails are maintained specially when snow are on the trails, they are removed for Visitors to enjoy the trails even on Winter Season. Trails is a route for commuters especially students and residents that are going to work. Fort Collins never run out of ways to reach their destinations from their home. Enjoy the Beautiful Scenery while walking or biking along the trails, never feel tired because of the fresh air and beautiful mountain and rivers you can see while having your way on the trail.
Hiking in Trails is one Out Door Activity of Colorado Residents, Visitors also come to Colorado to experience Hiking on the Trails, the Colorado way, because of the Beautiful Scenery you can see during your travel on the trail, the different adventure and thrill of Hiking, an experience you can’t compare and you cannot forget. Bring friends and Family, enjoy Hiking and enjoy the beauty of Colorado Trails.
The 2 of the most visited Trails in Colorado:
The Poudre Trail- Poudre Canyon Area Trails have Roaring Creek a steep climb to lush forest and meadows, enjoy the beauty of nature while climbing up to the peek of the forest at an elevation of approximately 9,000 feet. Gently sloping the poudre trail on it’s way down,walk to the river rocks carved by nature and formed by recent natural phenomenon. Poudre Canyon Area Trails can also be a Beautiful gentle climbing trail heading to the South Fork of the Poudre River experience a wooded trail and rocky steps on climbing up. Experience this Rocky and Nature Trail on Poudre Trails in Colorado. Found many Resort Cabin on the last laps of the trail and rivers with a lot of Fishes. Also be aware of Forest Animal you can encounter along the way.2. The Spring Creek Trail – Spring Creek Trail is located from north of Horsetooth Mountain, east of Fort Collins, Colorado and flows into the Horsetooth 
Reservoir, Spring Creek Trails follows Spring Creek through several parks in midtown Fort Collins, it currently extends from Spring Canyon Park. The Spring Creek trail is 6.6 miles, a good hiking journey for Adventurers. Spring Creek trails offers Hiking in central Fort Collins, Follow the trail and find the Nature Spots and Parks around Fort Collins, you will have a chance to visit Colorado university throughout the trail. Visit important location and sites in Fort Collins Area with the Spring Creek Trail.
Ten Tips for Trail Safety
1. Travel with a companion. There is more risk after dark.
2. Rain, snow, ice, leaves and sand may make the trail slick and dangerous; if barracades are in place, please obey the detours.
3. Be prepared for encountering wildlife on trail (snakes, skunks, raccoons, etc.)
4. Keep you pets on a leash at all times. Please pick up after your pets.
5. Minimize horse travel on hard surface trail sections. Please pick up after horses on both hard and soft trails.
6. Use an audible signal when passing another trail user.
7. Stay to the right of the center stripe and always yield the right-of-way.
8. Cyclists should travel in single file and at a controlled speed. Please be cautious of oncoming pedestrians especially at underpasses, bridges, and sharp/blind corners.
9. Reduce speed before entering blind curves, switchbacks and especially tunnels.
10. Use a light that is visible from the front when traveling at night.
** Information from Fort Collins Government Trails Guide
Fort Collins CO – The Stop Foreclosure Institute recently received a question from John. Here was his question.
“I am current on my mortgage with X Bank (one of the top 4 US banks.) However, I would like to short sale and move for my new job.
I am current on my mortgage. Will my lender consider a Short Sale, even though I am not behind on the payments? Thanks for your help. John.”
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here was our answer to his question. When we work on several files with a lender, it seems that those that are late get approved faster than those that are current.
However, you still have a chance of getting your file approved even when you are current on your mortgage. The banks might approve your short sale file, depending on your specific situation and the hardship.
But they certainly seem to be taking their time on approvals where mortgage payments are current. The good news is we have clients who are current on their mortgage payments and have already had short sale approvals.
However, we also have clients where the banks have dragged the process on for 8 months or more. after that long wait, they still were not approving the short sales.
I can help put your Short Sale file together within a couple days and submit it for approval. (Remember, there is no charge for this.)
The best way to determine if your lender will approve your short sale is to simply start the process. Every lender and loan program is different, so we will never know for sure until we start. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sale Question: I am current on my mortgage; will my lender consider a Short Sale? is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins CO – The Stop Foreclosure Institute recently received a question from Dan. Here was his question.
“My property is in rough shape and needs work. Can I still do a Short Sale? Dan.”
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here was our answer to his question. You can still do a short sale. It is a fact that lenders are more motivated to do a short sale on a property that needs repairs than on a property that doesn’t.
Most lenders understand that the risk of loss goes up when they foreclose on a property that needs lots of work. Here is an easy way to get a discount approved for a short sale.
Show your lender that a lot of repair work is needed to bring the property back up to a marketable condition so it can be sold. Lenders are simply not set up to get any repair work done.
They are in the loan business, not the repair or handyman business. It really doesn’t matter the type of house or condition, all mortgages can be discounted.
The very best types of properties to perform short sales on are houses that are in rough shape and need repair work because the bank will often allow a bigger discount for it.
If you have a property that is in rough shape and needs work, do not leave it to be foreclosed. I am here to help. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sale Question: My property is in rough shape and needs work. Can I still do a Short Sale? is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins, Colorado – Colorado is a place for Outdoor Activities, Active Sports and Recreational Activities with friends and family. Of you love sports and if you are adventurous, you must try rafter in Colorado Rivers, like Cache La Poudre River, a paradise running river opens from May through September. Whitewater rafting is open to all ages you can try it for the first time with the help and guidance from Professional Rafters. There are many Rafting groups in Colorado that guide tourist and Rafting Lovers to the Rivers of Colorado. Here are the list of Services and Packages they are offering.
Paddle through the running water of the river and have the vacation adventure you are looking for, find it in Colorado and no other place can take to another level of Adventure in Whitewater rafting than experiencing it in Colorado Rivers.
Have a series of Activities with your friends and family, you can enjoy fishing and walking through the wildlife park after the Whitewater rafting ride in the river. Fishing is also one of the popular outdoor activity every Colorado Resident are doing during weekends and Holidays. You can enjoy Fly Fishing and relax with your family after the Whitewater rafting Wilderness. Explore the mountains that is surrounded by the river, Hike and take a rest and breath the fresh air from the Colorado Mountains.
Many companies offer Whitewater services since 1970′s, they are trusted, well-trained and experienced Rafters that will take your ride into the next level. Whitewater rafting has many levels depends on your knowledge and experience. Whitewater rafting used one of the earliest form of transformation human had, during 1980′s Whitewater rafting became popular as a form of Leisure Activity. Learn and try more of Whitewater Rafting in Colorado Today!
Fort Collins CO – The type of hardship that your lender will consider legitimate depends on the mortgage company considering the Short Sale request.
In general, so long as the hardship is real & acceptable and the mortgage company believes the loan is likely to become delinquent. As a result, the Short Sale request will be processed by the Loss Mitigation Department.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
A big key to getting your lender to accept a hardship is to submit a strong hardship letter. The hardship letter sets the tone for the entire file.
This letter must be honest and represent the facts clearly. It must prove to them that the situation that caused you to fall behind was temporary and you are now in a position to make your payments on time.
Below are examples of “hardships” that are common and frequently accepted by mortgage lenders.
1. Family illness or injury.
2. Illness or injury in the extended family – particularly if it forces relocation.
3. Job relocation when the property is equity deficient.
4. Job loss or significant income loss.
5. Divorce or split of domestic partners.
6. Adjustment in mortgage payment or unforeseen increase in living expenses.
Your lender will expect you to submit any relevant documentation that supports your claim of hardship. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sale Question: What Kind Of hardship Would My Lender Consider Legitimate? is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins CO – Unfortunately, lenders do not always agree to loan modifications. That’s why when you decide to explore this option you need to get all the information you can on the subject.
Lenders call the loan modification process “Loss Mitigation.” Loss mitigation is the act of lessening the lender’s losses whether they approve a loan modification, short sale, or foreclose on the property.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
The lender’s loss mitigation specialist will provide multiple strategies for repaying your loan, depending on the type of loan and delinquency.
When you get my advice on how to avoid foreclosure, I can help you decide if a loan modification is the best option for your situation.
If you decide that a loan modification is the best option, then I will give you a copy of my free loan modification guide. you can use the guide to negotiate a payment reduction with your lender.
The lender may propose repayment plans that best fit your needs. The loan modification guide explains how to start the loan modification process from start to finish.
It also explains how to convince a lender to agree to a loan modification. Please request a free copy today so you can get your mortgage payment reduced and keep your home.
Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sale Question: Do Lenders Always Agree To Loan Modification Requests? is provided as a courtesy to our viewers to help them make informed decisions.
Fort Collins CO – You may be in a situation where your income dropped for a few months and then went back to normal.
During that time period, your got behind on your mortgage and other payments. Don’t worry, this isn’t a doom and gloom problem.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Many people missed payments for up to 18 months and still kept their home. In two cases that come to mind, their lender simply forgave the missed payments.
They started fresh with payments very close to their prior payments. In one of those cases, the homeowner’s payments were reduced by $1,000 a month.
The key is to convince your mortgage company that you can still afford your home. You will need to prove a couple of things:
First, that the problem that caused your mortgage payment disruption was clearly beyond your control. An example of this could be an illness, temporary disability, or injury.
Second, you will need to prove that you are now in a good position to stay current on your payments and make some progress towards repaying the unpaid amount. (They sometimes ask for you to repay the missed payments over the course of 6-12 months.)
You will need to convince your mortgage company that you’re back on your feet financially. You need to show that you will be able to make your payments without a struggle.
If you are in this situation, do not wait for your home to be sold without exploring the options available to you. Please contact me for more information on my free loan modification guide that will help you with a Forebearance or Loan Modifcation.
Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920 . RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob’s personal views and do not reflect the views of Keller Williams Realty.
This information on Fort Collins Short Sale Question: I Had A Temporary Income Problem. Do I Still Need To Sell My Home? is provided as a courtesy to our viewers to help them make informed decisions.
